14 Credit Discipline Tools for Diagnosing, Improving, and Maintaining Your Organization’s Credit Culture

Duration

60  Mins

Level

Basic & Intermediate & Advanced

Webinar ID

IQW22A0109

  • 4 types of credit cultures and optimal credit culture
  • Elements of credit risk management
  • Regulatory expectations for credit culture and credit risk management
  • Role of 14 credit discipline tools in building and maintaining credit culture and credit risk management
  • Written credit policy
  • Risk-driven credit analysis
  • Uniform credit packages
  • Experienced underwriting
  • Informed decision-making
  • Proper loan approval—minimal credit policy exceptions
  • The valid, granular risk rating system
  • Reliable closing and booking—minimal loan documentation exceptions
  • Loan performance monitoring and reporting
  • Independent loan review and audit functions
  • Adequate loan loss reserve
  • Professional problem asset management
  • Credit-lending and training

Overview of the webinar

The market and the regulatory community pay close attention to a financial organization’s credit culture because a strong credit culture is critical to the success of credit risk management.

 

Some 14 credit discipline tools help management to implement, maintain, and ensure that credit risk and the credit culture stay on track.  Join Dev Strischek as he offers a credit discipline tool checklist and explains how each of the tools works.

Who should attend?

  • Credit managers
  • Credit Risk Managers
  • Credit approval officers
  • Risk Managers
  • Enterprise Risk Managers
  • Chief Credit Officers
  • Senior Lenders
  • Senior Lending Officer
  • Bank Director
  • Chief Executive Officer
  • Bank President
  • Board Chairman

Why should you attend?

Successful credit risk management relies on a strong credit culture to support and execute strategies and policies. In turn, the culture relies on some basic tools to maintain its strength.

 

These 14 tools offer an expedient way to test the quality of credit risk management but also serve as techniques for remediating and improving credit culture and credit risk management.

Faculty - Mr.Dev Strischek

A frequent speaker, instructor, advisor and writer on credit risk and commercial banking topics and issues, Martin J. "Dev" Strischek is principal of Devon Risk Advisory Group based near Atlanta, Georgia.  Dev advises, trains, and develops for financial organizations risk management solutions and recommendations on a range of issues and topics, e.g., credit risk management, credit culture, credit policy, credit and lending training, etc. Dev is also a member of the Financial Accounting Standards Board’s (FASB’s) Private Company Council (PCC).  PCC’s purpose is to evaluate and recommend to FASB revisions to current and proposed generally accepted accounting principles (GAAP) that are more appropriate for privately held firms.  He also serves as the PCC’s representative to FASB’s Credit Losses Transition Resource Group supporting the new current expected credit loss (CECL) standard. Dev is the former SVP and senior credit policy officer at SunTrust Bank, Atlanta. He was responsible for developing, implementing, and administering credit policies for SunTrust’s wholesale lines of business--commercial, commercial real estate, corporate investment banking, capital markets, business banking and private wealth management.

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Refund / Cancellation policy
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