Mr.Dev Strischek

Area Of Expertise : Banking
35 Years Of Experience
Training Industry : Banking & Insurance

A frequent speaker, instructor, advisor and writer on credit risk and commercial banking topics and issues, Martin J. "Dev" Strischek is principal of Devon Risk Advisory Group based near Atlanta, Georgia.  Dev advises, trains, and develops for financial organizations risk management solutions and recommendations on a range of issues and topics, e.g., credit risk management, credit culture, credit policy, credit and lending training, etc. Dev is also a member of the Financial Accounting Standards Board’s (FASB’s) Private Company Council (PCC).  PCC’s purpose is to evaluate and recommend to FASB revisions to current and proposed generally accepted accounting principles (GAAP) that are more appropriate for privately held firms.  He also serves as the PCC’s representative to FASB’s Credit Losses Transition Resource Group supporting the new current expected credit loss (CECL) standard. Dev is the former SVP and senior credit policy officer at SunTrust Bank, Atlanta. He was responsible for developing, implementing, and administering credit policies for SunTrust’s wholesale lines of business--commercial, commercial real estate, corporate investment banking, capital markets, business banking and private wealth management. He also spent three years as managing director and credit approver in SunTrust’s Florida commercial lending and corporate investment banking areas, respectively. Prior to SunTrust, Mr. Strischek was chief credit officer for Barnett Bank’s Palm Beach market. Besides stints at other banks in Florida, Kansas City, and Ohio, his experiences outside of banking include CFO of a Honolulu construction company, combat engineer officer in the U.S. Army, and college economics instructor in Hawaii, Missouri, and Florida. A graduate of Ohio State University and the ABA Stonier Graduate School of Banking, he earned his M.B.A. from the University of Hawaii. Mr. Strischek serves as an instructor in RMA’s Florida Commercial Lending School, the American Bankers Association's (ABA) Advanced Commercial Lending School and ABA’s  Stonier Graduate School of Banking, and the Southwest Graduate School of Banking. His school, conference, and workshop audiences have included participants drawn from the ABA, RMA, OCC, Federal Reserve, FDIC, FFIEC, SBA, the Institute of Management Accountants (IMA) and the AICPA. Recent conference presentations have ranged from the new GAAP accounting principles for revenue recognition, lease capitalization, and current expected credit losses (CECL) to commercial real estate concentration management, from character in lending to leveraged lending, from credit risk management techniques and tools to why EBITDA doesn’t spell cash flow. Mr. Strischek has written over 200 articles about credit risk management, financial analysis and related subjects for the ABA’s Commercial Insights, the Risk Management Association’s RMA Journal, and other business professional journals. He is the author of Analyzing Construction Contractors and its related RMA workshop. A past national chair of RMA and former RMA Florida Chapter president, Dev serves as a member of the RMA Journal’s advisory board, and an ex-officio board member of the Florida and Atlanta RMA chapters. He also serves on the advisory board of the Atlanta Chapter of the Professional Risk Managers’ International Association (PRMIA), and he has consulted on credit risk and policy issues with banks in Morocco, Egypt, and Angola through the US State Department’s Financial Service Volunteer Corps (FSVC).

 

21 results Found
Live Webinar

Commercial Lending Over the Business Cycle

As borrowers and lenders work through the business cycle, borrowers’ credit needs change, especially during the pandemic, and lenders must be ready to recognize the changes and accommodate their clients’ requirements. 

  • Basic & Intermediate & Advanced
  • 60 Mins
  • Jul 07, 2021
Live Webinar

construction lending and real estate credit administration

Most bankers acknowledge that construction lending is riskier than other types of commercial lending: Repayment ability depends on successful completion of the construction before the project can generate cash flow from the sale of the finished property, fr ...

  • Basic & Intermediate & Advanced
  • 60 Mins
  • Jul 21, 2021
Recorded Webinar

Financial Projections for Determining a Borrower’s Ability to Repay a 12-Month Seasonal Line of Credit

  Critical role of revenues in projecting financial statements and cash flow Projection of income statement, balance sheet and cash flow to calculate loan needed to support projection and ability of the borrower to repay in full Evaluation of underlying a ...

  • Basic & Intermediate
  • 60 Mins
On-Demand Webinar

EBITDA Doesn’t Spell Cash Flow and What Does

Reliance on EBITDA (Earnings before Interest, Taxes, Depreciation, and Amortization) as a measure of cash flow is misplaced because it presumes that borrowers will pay lenders before paying their taxes, expanding their working capital assets and fixed assets t ...

  • Basic & Intermediate
  • 60 Mins
Recorded Webinar

Fundamentals of Construction Lending and Real Estate Credit Administration

Most bankers acknowledge that construction lending is riskier than other types of commercial lending: Repayment ability depends on successful completion of the construction before the project can generate cash flow from the sale of the finished property, fr ...

  • Basic & Intermediate
  • 60 Mins
Recorded Webinar

Credit Risk Management: Principles and Practices, Tools and Techniques

A strong credit culture: Focuses the organization—everyone on the same page Reduces organizational conflict and confusion—priorities Minimizes need for rigid controls Supports commitment to the organizational vision and mission Adds to the organization’ ...

  • Basic & Intermediate
  • 60 Mins
Recorded Webinar

Evaluating Cash Flow, Collateral, and Guarantees to Determine a Borrower’s Repayment Ability

The session will explain how to calculate the company’s free cash flow and the guarantors’ personal cash flows and how to compare it to their existing and proposed debts by means of global debt service coverage.  In addition, collateral evaluation will be expl ...

  • Basic & Intermediate
  • 60 Mins
On-Demand Webinar

Mind the GAAP: What Recent Changes in US GAAP Accounting Mean for Borrowers and Lenders

Much of the change in GAAP in recent years is the result of collaboration between the Financial Accounting Standards Board (FASB) and the International Accounting Standards Board (IASB) to bring US and international accounting principles closer together. At so ...

  • Basic & Intermediate
  • 60 Mins
On-Demand Webinar

Cash Flow Analysis of Borrower’s Repayment Ability

Understand the Importance of Cash Flow to Bankers, How to calculate it and what its Uses are. As a banker, you need to interpret cash flow and calculate it accurately to pitch a stellar success. This session is designed to assist you as a banker in calculatin ...

  • Basic
  • 60 Mins
Recorded Webinar

How to Prepare Cash Flow Projections to Evaluate a Borrower’s Repayment Ability

Financial organizations extend credit to borrowers when the borrowers show the ability to repay the loans extended. Ideally, a request for a five-year loan should be supported by a 5-year cash flow projection. Learn key assumptions in a projection and how to ...

  • Basic & Intermediate
  • 60 Mins