Mr.Dev Strischek

Most bankers acknowledge that construction lending is riskier than other types of commercial lending

The challenge here is to explain what we mean when we say cash flow. In recent decades bankers have seen several top contenders for the cash flow definitional sweepstakes—traditional cash flow, operating cash flow, and EBITDA. The ascendant definition has been ...

Emails are a core business communication tool.  The speed and volume of email have dramatically changed the business communication. The not-so-old standards for professional correspondence have changed and will continue to do so. Employees need to know the bes ...

A strong credit culture: Focuses the organization—everyone on the same page Reduces organizational conflict and confusion—priorities Minimizes need for rigid controls Supports commitment to the organizational vision and mission Adds to the organization’ ...

Most bankers acknowledge that construction lending is riskier than other types of commercial lending

The challenge here is to explain what we mean when we say cash flow. In recent decades bankers have seen several top contenders for the cash flow definitional sweepstakes—traditional cash flow, operating cash flow, and EBITDA. The ascendant definition has been ...

The 3-part series will explain how a banker evaluates a borrower’s cash flow, collateral, and guarantees to determine a borrower’s ability to repay a loan. A case study links together the 3 parts.

A strong credit culture: Focuses the organization—everyone on the same page Reduces organizational conflict and confusion—priorities Minimizes need for rigid controls Supports commitment to the organizational vision and mission Adds to the organization’ ...

Most bankers acknowledge that construction lending is riskier than other types of commercial lending

This webinar addresses how to mitigate the higher risk, and it offers advice and guidance in how to extend construction loans safely and profitably with appropriate analysis and underwriting and structuring—LTV, LTC, minimum equity, bonding, etc. Once the con ...