Mr.David Sawyer

Area Of Expertise : Lending, Credit Analysis
35 Years Of Experience
Training Industry : Banking & Insurance

David Sawyer's experience in banking began in 1981 in the area of credit administration with Central Bank of the South. Since that time he has served in the capacity of senior lender, senior credit officer and president and CEO of a community bank and two regional bank affiliates. His banking experience includes corporate, middle market and small businesses with emphasis on Commercial lending as well as SBA and lending to municipalities.
David has a B.S degree with a major in banking and finance and is a graduate of LSU School of Banking. He recently received Credit Risk Certification from Robert Morris and Associates (RMA). David has enjoyed teaching and training other bankers throughout his career and has held numerous teaching certifications in the banking area.
David lends extensive knowledge and experience in lending, credit analysis and problem loan identification/workout in addition to experience with banking regulators in the present environment. 
 

18 results Found
Live Webinar

Analyzing Personal Financial Statements

This webinar will provide participants a process to effectively analyze borrower’s personal financial statements.

  • Basic & Intermediate & Advanced
  • 60 Mins
  • Oct 04, 2024
Live Webinar

UCA Cash Flow Analysis

UCA Cash Flow Analysis and application of the analysis to better understand borrower’s cash flow: An Illustration on how Cash Flow Analysis is used to transition an Accrual Basis Financial Statement into a Statement of Cash Flow (or Cash Basis Statement) be ...

  • Basic & Intermediate & Advanced
  • 60 Mins
  • Oct 11, 2024
Live Webinar

Get Global Cash Flow Analysis

This webinar is designed to assist bankers in calculating Global Cash Flow for those entities that must rely on excess cash generated by their owners to service the business entity’s commercial debt.

  • Basic & Intermediate & Advanced
  • 90 Mins
  • Oct 24, 2024
Live Webinar

Commercial Loan Documentation

This webinar will expose participants to five steps in the loan documentation process, which include. Identifying the Borrower Identifying and Documenting the Collateral Evidencing the Debt Attaching the Collateral Perfecting the Security Interest Ea ...

  • Basic & Intermediate & Advanced
  • 90 Mins
  • Oct 31, 2024
Live Webinar

Get Global Cash Flow Analysis

This webinar is designed to assist bankers in calculating Global Cash Flow for those entities that must rely on excess cash generated by their owners to service the business entity’s commercial debt.

  • Intermediate & Advanced
  • 90 Mins
  • Nov 15, 2024
Live Webinar

Writing an Effective Credit Analysis

This webinar will expose participants to process and a detailed outline that will enable you to write an effective credit memo. The learning objectives are:  To make you a better banker To understand the importance of good written communication To improve ...

  • Basic & Intermediate & Advanced
  • 60 Mins
  • Nov 27, 2024
Live Webinar

Analyzing Personal Financial Statements And Tax Returns

This webinar will provide participants a process to effectively analyze borrower’s personal financial statements.

  • Basic & Intermediate & Advanced
  • 60 Mins
  • Dec 10, 2024
On-Demand Webinar

UCA cash flow analysis

This webinar is designed to assist bankers:  Calculate cash flow utilizing the Uniform Cash Flow Analysis (UCA) method. Apply the analysis to better understand the borrower’s cash flow. Compare the UCA method of calculating cash flow to the less effective ...

  • Basic & Intermediate & Advanced
  • 90 Mins
On-Demand Webinar

Commercial Loan Documentation

This webinar will expose participants to five steps in the loan documentation process, which includes: Identifying the Borrower  Identifying and Documenting the Collateral  Evidencing the Debt  Attaching the Collateral Perfecting the Security Interest ...

  • Basic & Intermediate & Advanced
  • 90 Mins
Recorded Webinar

Analyzing Personal Financial Statements

This webinar will allow participants to effectively analyze borrowers’ personal financial statements. 

  • Basic & Intermediate
  • 60 Mins